Q&A: how can i buy a new car without paying MA sales tax?
i live in boston, my dad lives in manchester NH, is there a way he can buy the car, give it to me as a gift, and then i can assume the loan?
i pay the excise tax, but not the sales tax?. if i buy it myself in MA, i pay both right?

The following is the answer:

Answer by rtfm
You pay the excise tax when you register the car in MA. It doesn’t matter whose name is on the loan or who is paying the payments, it only matters how much the car is valued at when you get the MA plates for it.

The only way around paying the MA tax is if your dad registers it in his name in NH. But if he does that, and you’re the one who is actually driving the car around and keeping it in MA all the time, you’ll be in violation of state law. If you get caught, you’ll face big-time fines. And if you get in an accident, your insurance will be invalid.

EDIT: It’s been too many years since I lived in MA, and I’ve forgotten some of the details. Here’s where to find out what the rule and regs are:

http://www.mass.gov/rmv/regs/

Answer by bostonianinmo
You’ll pay both either way. The RMV will assess the use tax based upon the book value on a gift if the vehicle had not been registered and titled in MA by the donor.

Answer by Max Hoopla
Move to Oregon.

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